Korean Law in English
Laws › Credit Information Use and Protection Act › CHAPTER VII SPECIAL CASES CONCERNING PROVISION OF CREDIT INFORMATION TO DEBT ADJUSTMENT ORGANIZATIONS

Credit Information Use and Protection Act — Article 44-4 (Exclusion from application of other statutes)

신용정보의 이용 및 보호에 관한 법률 제44조의4

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

Notwithstanding the provisions of any of the following statutes, an employee of an institution or organization requested to provide data or information under Article 44-3 shall provide the requested data or information to a debt adjustment organization, unless there is a compelling reason not to do so:

1. Article 4(1) of the Act on Real Name Financial Transactions and Confidentiality;

2. Article 18 of the Personal Information Protection Act;

3. Article 81-13 of the Framework Act on National Taxes, Article 86 of the Framework Act on Local Taxes, and Article 11 of the Act on Submission and Management of Taxation Data;

4. Article 124 of the National Pension Act, Article 102 of the National Health Insurance Act, and Article 21(3) of the Industrial Accident Compensation Insurance Act;

5. Articles 15-8, 18-11(6), 22(6), and 24(3) of the National Basic Living Security Act and Article 85-2 of the Act on Welfare of Persons with Disabilities;

6. Provisions of other statutes prescribed by Presidential Decree that are similar to those specified in subparagraphs 1 through 5.[This Article Added on May 12, 2026][The amended provisions of Article 44-4 of Act No. 21646 (May 12, 2026) shall remain effective until August 12, 2029 pursuant to Article 2 of the Addenda to that Act.]

‹ Article 44-3All articlesArticle 44-5 ›

Korean original (law.go.kr) · Get articles as JSON via API

For AI agents and developers — get this article as JSON, with the English and current Korean effective dates and an outdated-translation flag, from the korea-law API or as an MCP tool: https://mcp.apify.com?tools=kr-data/korea-law