(1) Where necessary to perform the business activities under Article 44-2, a corporation designated and publicly notified under that Article (hereinafter referred to as a "debt adjustment organization") may, to the minimum extent necessary, request the head of a relevant central administrative agency, local government, the National Pension Service under the National Pension Act, the National Health Insurance Service under the National Health Insurance Act, a credit information company, etc., a virtual asset service provider under the Act on the Protection of Virtual Asset Users, or the head of any other public organization prescribed by Presidential Decree to provide any of the following data or information; in such cases, the debt adjustment organization may provide the institution requested to provide the data or information with the personal identification number of the credit data subject:
1. Credit information (limited to information under subparagraph 1b of Article 2);
2. Financial transaction information under the Act on Real Name Financial Transactions and Confidentiality;
3. Data on virtual assets defined in subparagraph 1 of Article 2 of the Act on the Protection of Virtual Asset Users;
4. Data on national taxes and local taxes;
5. Matters registered in the family relations register under the Act on Registration of Family Relations and computerized resident registration information and data under the Resident Registration Act;
6. Data on various pensions, insurance, and benefits, including the national pension, public officials pension, military pension, private school teachers pension, special post office pension, health insurance, employment insurance, industrial accident compensation insurance, veterans benefits, and livelihood benefits;
7. Data on real estate, including registers under the Registration of Real Estate Act, building registers under the Building Act, and land registers under the Act on the Establishment and Management of Spatial Data;
8. Information on real estate transactions and housing lease contracts under the Act on Report on Real Estate Transactions;
9. Information on immigration control records under the Immigration Act;
10. Other data or information necessary to verify the personal information, income, property, etc. of a credit data subject.
(2) The specific scope of data and information that a debt adjustment organization may request under paragraph (1) shall be prescribed by Presidential Decree.
(3) Where data or information requested under paragraph (1) is provided to a debt adjustment organization, any usage fees, service charges, or other fees for such provision shall be waived.
(4) Articles 32(1) through (5), 33, 34, and 35 shall not apply to the collection and provision of data or information by a debt adjustment organization under paragraphs (1) through (3).[This Article Added on May 12, 2026][The amended provisions of Article 44-3 of Act No. 21646 (May 12, 2026) shall remain effective until August 12, 2029 pursuant to Article 2 of the Addenda to that Act.]