(1) A debt adjustment organization shall notify the relevant credit data subject that it has provided or collected credit information, etc. under Article 44-3. In such cases, when notifying the credit data subject of the provision or collection of data or information, the debt adjustment organization shall provide information on how to access such information via its website, etc.
(2) Notwithstanding the provisions of any of the following statutes, a person that has provided data or information to a debt adjustment organization under Article 44-3 need not notify the relevant credit data subject of such provision and may substitute the notification under paragraph (1) for such notification:
1. Article 4-2 of the Act on Real Name Financial Transactions and Confidentiality;
2. Article 20 of the Personal Information Protection Act;
3. Provisions of other statutes concerning the processing of credit information, etc., as prescribed by Presidential Decree.[This Article Added on May 12, 2026][The amended provisions of Article 44-5 of Act No. 21646 (May 12, 2026) shall remain effective until August 12, 2029 pursuant to Article 2 of the Addenda to that Act.]