(1) Where a credit information provider or user prescribed by Presidential Decree acquires claims arising from a financial transaction prescribed by Presidential Decree or transfers such claims to a third party in relation to a financial transaction with an individual credit data subject, he or she shall provide a centralized credit information collection agency with the information on the acquisition or transfer of the relevant claims, and other information necessary for the protection of the credit data subject (hereafter in this Article, referred to as "information on changes in creditors").
(2) An individual credit data subject may be issued with, or access, information on changes in creditors regarding him or her, which is provided to and held by a centralized credit information collection agency under paragraph (1).
(3) A centralized credit information collection agency shall retain the information on changes in creditors provided pursuant to paragraph (1) separately from the information to be centrally managed and used pursuant to Article 25(1) and other information prescribed by Presidential Decree, as prescribed by Presidential Decree.
(4) Expenses, etc. incurred in providing information on changes in creditors and exercising the right of access under paragraphs (1) and (2) shall be prescribed by Presidential Decree.[This Article Added on Feb. 4, 2020][Previous Article 39-2 moved to Article 39-4 <Feb. 4, 2020>]