Korean Law in English
Laws › Credit Information Use and Protection Act › CHAPTER VI PROTECTION OF CREDIT DATA SUBJECT

Credit Information Use and Protection Act — Article 39-3 (Methods and procedures for credit data subjects to exercise rights)

신용정보의 이용 및 보호에 관한 법률 제39조의3

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

(1) A credit data subject may have his or her agent exercise the following rights (hereinafter referred to as "request for access, etc.") in writing or by other methods and procedures prescribed by Presidential Decree:

1. A request for transmission under Article 33-2(1);

2. A request for notice under Article 36(1);

3. A request for explanation under Article 36-2(1) and an act falling under any subparagraph of paragraph (2);

4. Withdrawal of consent under Article 37(1) and a request for suspension of communications under paragraph (2);

5. A request for access or correction under Article 38(1) and (2);

6. A request for notice under Article 38-2(1);

7. A free-of-charge access under Article 39;

8. Delivery or access under Article 39-2(2).

(2) The legal representative of a child under 14 years of age may file a request for access, etc. to the personal credit information of the child with a credit information company, etc.[This Article Added on Feb. 4, 2020]

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