Korean Law in English
Laws › Credit Information Use and Protection Act › CHAPTER VI PROTECTION OF CREDIT DATA SUBJECT

Credit Information Use and Protection Act — Article 39 (Right of access free of charge)

신용정보의 이용 및 보호에 관한 법률 제39조

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

An individual credit data subject may be provided with the following credit information from a personal credit rating company (excluding personal credit rating companies prescribed by Presidential Decree) or access such information on a free-of-charge basis, once or more, at regular intervals prescribed by Presidential Decree, not exceeding one year: <Amended on Feb. 4, 2020>

1. Personal credit scores;

2. Personal credit information used for the calculation of individual credit scores;

3. Such other credit information similar to information provided in subparagraphs 1 and 2 as prescribed by Presidential Decree.

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