Korean Law in English
Laws › Credit Information Use and Protection Act › SECTION 3 Use and Provision of Public Information

Credit Information Use and Protection Act — Article 24 (Use of computer data of resident registration)

신용정보의 이용 및 보호에 관한 법률 제24조

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

(1) In any of the following cases, a credit information collection agency and credit information provider or user prescribed by Presidential Decree may request the Ministry of the Interior and Safety to provide resident registration data in the computer system under Article 30(1) of the Resident Registration Act. In such cases, the Ministry of the Interior and Safety shall comply with such request unless there is a compelling reason not to do so: <Amended on Mar. 23, 2013; Nov. 19, 2014; Jul. 26, 2017>

1. Where the payment of deposits, insurance benefits, etc., the extinction prescription of which is completed in accordance with other Acts, including Article 64 of the Commercial Act, shall be notified to the original right holder thereof;

2. Where matters that affect the rights and obligations of the other party to a transaction, including the occurrence of events resulting in a change to contracts, such as maturity, lapse, termination, etc. of financial transaction contracts, shall be notified.

(2) Any request for resident registration data in the computer system pursuant to paragraph (1) shall be reviewed by the Chairman of the Financial Services Commission.

(3) Where a request has been reviewed by the Chairman of the Financial Services Commission under paragraph (2), it shall be deemed to have been reviewed by the heads of relevant central administrative institutions under Article 30(1) of the Resident Registration Act. Any matter pertaining to processing procedures, usage fees, commissions, etc. shall be prescribed by the Resident Registration Act.

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