(1) Deleted. <Mar. 11, 2015>
(2) Where a credit information collection agency requests the head of the State, a local government, or a public organization prescribed by Presidential Decree (hereinafter referred to as "public institution") to provide credit information prescribed by Presidential Decree, which is necessary to determine creditworthiness, credit transaction capacity, etc. of the credit data subject, the head of a public institution requested thereof may, notwithstanding the Acts set forth in the following subparagraphs, provide credit information for the requesting credit information collection agency. In such cases, the standards, procedures, etc. for the head of public institutions to provide information shall be prescribed by Presidential Decree: <Amended on Mar. 29, 2011; Mar. 11, 2015>
1. The Official Information Disclosure Act;
2. The Personal Information Protection Act;
3. The National Health Insurance Act;
4. The National Pension Act;
5. The Korea Electric Power Corporation Act;
6. The Resident Registration Act.
(3) A credit information collection agency may supply credit information provided by public institutions in accordance with paragraph (2) to any credit information user prescribed by Presidential Decree. <Amended on Mar. 11, 2015>
(4) Where a credit information collection agency or a credit information user referred to in paragraph (3) provides any personal credit information obtained from a public institution under paragraphs (2) and (3), the person who intends to be provided with the information shall verify whether the credit information provider or user has obtained consent from the relevant individual in relation to the provision and use of credit information thereof in accordance with Article 32(3); provided, this shall not apply to cases falling under any of the subparagraphs of Article 32(6). <Amended on Mar. 11, 2015; Feb. 4, 2020>
(5) A person provided with personal credit information in accordance with paragraph (4) shall provide it to any other person. <Amended on Mar. 11, 2015; Feb. 4, 2020>
(6) Any person who requests provision of credit information in accordance with paragraph (2) shall pay fees or commissions for access in accordance with relevant statutes or regulations. <Amended on Mar. 11, 2015>
(7) Where the head of a public institution requests, in writing, the provision of credit information to use it for official duties prescribed by related statutes, the credit information company, etc., upon request, may provide such credit information.[Title Amended on Mar. 11, 2015]