(1) Upon receipt of a user's notification of the loss or theft of the means of access, the relevant financial company or electronic financial business entity shall be liable for compensating the user for any loss he or she might suffer due to the use of such means of access by a third party from the time such notification is received; provided, the same shall not apply to cases prescribed by Presidential Decree where any damage is caused by the loss, theft, etc. of prepaid electronic payment means or electronic currency. <Amended on May 22, 2013>
(2) Notwithstanding paragraphs (1) and (2) of this Article and Article 9, if any provision of other Acts and subordinate statutes applicable favorably to the user exists, such provision shall prevail.