Korean Law in English
Laws › Credit Information Use and Protection Act › CHAPTER VI PROTECTION OF CREDIT DATA SUBJECT

Credit Information Use and Protection Act — Article 38-2 (Requests for notification of credit inquiry)

신용정보의 이용 및 보호에 관한 법률 제38조의2

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

(1) An credit data subject may request a personal credit rating company or a sole proprietor credit rating company to notify him or her of an inquiry being made into his or her personal credit information. In such cases, the identity of the credit data subject shall be verified in a manner determined by the Financial Services Commission. <Amended on Feb. 4, 2020>

(2) When an inquiry of personal credit information, which constitutes grounds prescribed by Presidential Decree including a possible illegal use of other's name, is made, a personal credit rating company or sole proprietor credit rating company in receipt of request provided in paragraph (1) shall suspend the provision of information for the relevant inquiry and notify such fact to the relevant credit data subject without delay. <Amended on Feb. 4, 2020>

(3) Matters necessary for the methods to suspend the provision of information and notification thereof under paragraph (2), bearing of expenses incurring from notification, etc. shall be prescribed by Presidential Decree.[This Article Added on Mar. 11, 2015]

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Korean original (law.go.kr) · Get articles as JSON via API

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