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Credit Information Use and Protection Act — Article 35 (Fact-finding inquiries into use and provision of credit information)

신용정보의 이용 및 보호에 관한 법률 제35조

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

(1) Where a credit information company, etc. uses or provides personal credit information, it shall allow the credit data subject to inquire about the matters classified in the following subparagraphs as prescribed by Presidential Decree; provided, this shall not apply in cases prescribed by Presidential Decree, such as when used for internal management purposes or provided for repetitive business consignment:

1. Where any personal credit information is used: person who has used the credit information, purpose of use, date of use, details of the credit information used, and other matters prescribed by Presidential Decree;

2. Where any personal credit information is provided: person who has provided the information, person who has received the information, purpose of provision, date of provision, details of the credit information provided, and other matters prescribed by Presidential Decree.

(2) If requested by a credit data subject who has inquired under paragraph (1), the relevant credit information company, etc. shall notify the matters classified in subparagraphs of paragraph (1), to the credit data subject as prescribed by Presidential Decree, when it uses or provides any of his or her personal credit information.

(3) A credit information company, etc. shall notify each credit data subject that he or she can request notifications under paragraph (2).[This Article Wholly Amended on Mar. 11, 2015]

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