Korean Law in English
Laws › Credit Information Use and Protection Act › SECTION 4 Credit Information Collection Agencies and Data Agencies

Credit Information Use and Protection Act — Article 25-2 (Duties of centralized credit information collection agency)

신용정보의 이용 및 보호에 관한 법률 제25조의2

This English translation is based on the Korean text effective 2026-08-13. The Korean law has since been amended (current version effective 2026-09-11) — check the Korean original.

A centralized credit information collection agency shall perform the following duties: <Amended on Feb. 4, 2020>

1. Centralized management and use of credit information from all financial institutions pursuant to Article 25(2)1;1-2. Central management and utilization of credit information collected from public institutions pursuant to Article 23(2);1-3. Providing a credit data subject with information on changes in creditors, and allowing a credit data subject to access such information under Article 39-2;

2. Investigations and analysis for public purposes;

3. Affairs prescribed by Presidential Decree in connection with the processing, analysis, provision, etc. of credit information;3-2. Establishment and operation of a personal credit rating system verification committee under Article 26-3;

4. Deleted. <Feb. 4, 2020>

5. Business affairs prescribed by this Act and other statutes that may be performed by the centralized credit information collection agency;

6. Other affairs prescribed by Presidential Decree, equivalent to those prescribed in subparagraphs 1 through 5.[This Article Added on Mar. 11, 2015]

‹ Article 25All articlesArticle 26 ›

Korean original (law.go.kr) · Get articles as JSON via API

For AI agents and developers — get this article as JSON, with the English and current Korean effective dates and an outdated-translation flag, from the korea-law API or as an MCP tool: https://mcp.apify.com?tools=kr-data/korea-law